Helping founders, professionals, family businesses, and NRIs make smarter financial decisions — with structure, clarity, and confidence.
At SA & Co., we believe clarity is the foundation of financial confidence. With the guidance of CA Niranjan Agarwal, driven forward by CA Sahil Agarwal, we combine decades of experience with modern execution and systems-first thinking.
We don't just file returns or tick boxes—we guide businesses, professionals, and families to build structures they can rely on. Whether you're a first-time freelancer or a legacy business, we meet you where you are, and help you grow from there.
Straight answers, sharp execution — exactly when you need it.
Clear, jargon-free advice you’ll actually understand.
We connect your compliance to your bigger business goals.
We keep your systems modern, efficient, and precise.
A direct line to someone who gets your business — professionally and practically.
Breakdowns, explainers, and insights across tax, compliance, structuring and small business finance.
GST
for Small Businesses
for Small Businesses
for Individuals
Income Tax
for Small Businesses
for Individuals
Income Tax
We host bi-monthly workshops that break down taxes and compliances for early-stage founders, creatives, and freelancers — ensuring clarity.
Join a room of 10-12 of Mumbai's driven founders, creatives, and consultants who aren't afraid to ask questions.
"Finally figured how GST works, crazy how all it took was half an hour. Sahil really let me ask the dumbest questions and was so patient." - SaaS Tech Founder
"I was confused about creating a company, but I'm glad I got it clarified. I appreciated how you bothered to understand my business instead of just lecturing." - 2nd Generation Real Estate Broker